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.calculator-intro{max-width:880px}.age-selection{max-width:520px}.calculator-modes{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:28px 0}.calculator-modes button{border:1px solid #c9d4e4;background:white;color:var(--ink);padding:18px 22px;text-align:left;border-radius:8px;line-height:1.45}.calculator-modes strong{display:block;font-size:1rem}.calculator-modes small{display:block;margin-top:6px;color:var(--muted);font-size:.87rem}.calculator-modes .active{border:2px solid var(--blue);padding:17px 21px;background:#eef3fd}.guide-steps{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:8px;margin:28px 0 18px}.guide-step{background:#f5f7fb;color:var(--ink);border:1px solid var(--line);border-radius:7px;padding:13px 10px;text-align:left}.guide-step>span{font-weight:600;font-size:.88rem;display:block}.guide-step small{font-size:.8rem;color:var(--muted);display:block;margin-top:5px}.guide-step.active{background:var(--blue);color:white;border-color:var(--blue)}.guide-step.active small{color:#eef3ff}.guide-context{max-width:820px}.guide-context>p{font-size:.96rem}#guide-progress{color:var(--blue);font-weight:600;font-size:.88rem;margin-bottom:10px}.calculator-layout{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:24px}.question-panel{padding:32px;scroll-margin-top:105px}.question-panel .eyebrow{font-size:.76rem;margin-bottom:16px}.question-panel h2{font-size:1.7rem;line-height:1.3}.question-example{font-size:1rem!important;line-height:1.65}.question-answers{margin:0;padding:0;border:0;min-width:0}.answer-options{display:grid;gap:10px}.answer-option{display:flex;gap:13px;align-items:flex-start;padding:15px 17px;border:1px solid #c3d0e2;border-radius:8px;cursor:pointer;background:white;transition:background .15s,border-color .15s}.answer-option:hover{background:#f3f6fd;border-color:var(--blue)}.answer-option:has(input:checked){background:#eef3ff;border:2px solid var(--blue);padding:14px 16px}.answer-option:has(input:focus-visible){outline:3px solid #7294e6;outline-offset:3px}.answer-option input{width:19px;height:19px;flex:0 0 19px;accent-color:var(--blue);margin:4px 0 0}.answer-option strong{font-size:1rem;font-weight:600;display:block;line-height:1.4}.answer-option small{display:block;color:var(--muted);font-size:.88rem;line-height:1.6;margin-top:5px}.uncertain-option{background:#f7f8fb;border-style:dashed}.answer-feedback{font-size:.87rem!important;margin:18px 0;color:var(--blue);min-height:28px}.question-navigation{display:flex;justify-content:space-between;gap:12px;border-top:1px solid var(--line);padding-top:22px}.plain-button{background:none;color:var(--blue);font-size:.9rem;text-decoration:underline;text-underline-offset:4px;padding:8px 0;text-align:left;min-height:40px}.review-link{display:block;margin-top:14px}.calculator-results{background:#f9fbff;padding:26px;position:sticky;top:108px;max-height:calc(100vh - 128px);overflow-y:auto;scrollbar-gutter:stable}.result-heading .eyebrow{font-size:.68rem;letter-spacing:.08em;margin-bottom:9px}.result-heading h2{font-size:1.6rem;margin-bottom:20px}.result-summary{background:#eaf0fa;padding:18px;border-radius:8px;margin-bottom:22px}.result-summary p{font-size:.91rem;margin-bottom:10px}.result-summary p:last-child{margin:0}.result-summary .result-number{font-size:2.8rem}.result-number>small{font-size:1.1rem;font-weight:400}.score-intro{font-size:.88rem!important}.contribution{padding:16px 0;border-top:1px solid var(--line)}.contribution.current>.contribution-heading>span{color:var(--blue);font-weight:600}.contribution-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;line-height:1.45}.contribution-heading>span{font-size:.89rem}.contribution-heading>strong{white-space:nowrap;font-size:.94rem}.contribution-heading small{color:var(--muted);font-size:.8rem;font-weight:400}.contribution .bar{margin:10px 0 8px;height:8px}.contribution .bar span{transition:width .25s ease}.contribution .provisional span{background:repeating-linear-gradient(120deg,#244baf,#244baf 5px,#6687cb 5px,#6687cb 8px)}.contribution-state{font-size:.77rem!important;margin-bottom:5px}.score-explanation>summary{font-size:.82rem;color:var(--blue);cursor:pointer;min-height:32px;padding:5px 0}.score-explanation p{font-size:.86rem;line-height:1.6;margin-top:12px;margin-bottom:12px}.answer-breakdown{padding:0;list-style:none;margin:10px 0}.answer-breakdown li{padding:10px 0;border-top:1px solid var(--line);font-size:.85rem}.answer-breakdown span,.answer-breakdown strong,.answer-breakdown small{display:block}.answer-breakdown strong{font-weight:550;margin:4px 0}.answer-breakdown small{color:var(--muted)}.answer-breakdown .plain-button{font-size:.8rem}.score-bands{display:grid;grid-template-columns:1fr 1fr;font-size:.78rem;gap:0;background:white;border-radius:5px;border:1px solid var(--line);margin-bottom:12px}.score-bands span{padding:6px 8px;border-bottom:1px solid var(--line)}.score-bands span:nth-child(-n+2){font-weight:600;background:var(--pale)}.score-groups{padding-left:20px;font-size:.85rem}.score-groups li{margin-bottom:8px}.pair-hint{color:var(--blue);font-size:.77rem!important;margin-bottom:7px}.pair-note{font-size:.84rem;margin:10px 0 18px;padding:13px}.calculator-results>.button{margin-top:20px;width:100%;font-size:.85rem}.frequency-fields{margin-top:22px;background:var(--pale);border-radius:8px;padding:20px}.frequency-fields h3{margin:0 0 12px}.frequency-fields p{font-size:.9rem!important}.frequency-fields .field-row{margin-top:18px}.frequency-fields .field{margin-bottom:8px}.frequency-validation{margin-bottom:0;color:var(--blue)}.gate-question{border:0;padding:0;margin:0;min-width:0}.gate-question legend{font-weight:600;font-size:1rem;margin-bottom:10px}.gate-question>p{font-size:.89rem}.gate-question+.answer-options,#gate-dependent{margin-top:20px}.calculator-extras{margin-top:26px;display:flex;gap:20px;flex-wrap:wrap}.guide-review{scroll-margin-top:105px}.guide-review>h2{line-height:1.3}.review-module{border-top:1px solid var(--line);margin-top:24px;padding-top:15px}.review-module>summary{font-weight:600;cursor:pointer;font-size:1rem}.review-module>summary>small{display:block;font-weight:400;color:var(--muted)}.review-module ul{list-style:none;padding:0}.review-module li{padding:15px 0;border-bottom:1px solid var(--line);display:flex;gap:15px;justify-content:space-between;align-items:flex-start}.review-module li>div{min-width:0}.review-module li strong{display:block;font-size:.93rem;font-weight:550}.review-module li span{display:block;font-size:.86rem;color:var(--muted);margin-top:6px}.review-module li .open-answer{color:#8d4b12}.review-module .plain-button{font-size:.84rem;flex-shrink:0}
@media(max-width:1000px){.guide-steps{grid-template-columns:repeat(3,minmax(0,1fr))}.calculator-layout{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr)}.question-panel{padding:23px}.calculator-results{padding:20px}.question-panel h2{font-size:1.5rem}}
@media(max-width:760px){.calculator-modes{grid-template-columns:1fr;gap:10px}.calculator-modes button{padding:15px 17px}.calculator-modes .active{padding:14px 16px}.calculator-modes strong{font-size:.95rem}.calculator-modes small{font-size:.83rem}.guide-step{padding:11px 8px}.guide-step>span{font-size:.78rem}.guide-step small{font-size:.74rem}.calculator-layout{grid-template-columns:1fr}.calculator-results{position:static;max-height:none;overflow:visible;scrollbar-gutter:auto}.question-panel{padding:20px}.question-panel h2{font-size:1.5rem}.answer-option{padding:14px 12px;gap:10px}.answer-option:has(input:checked){padding:13px 11px}.answer-option strong{font-size:.94rem}.answer-option small{font-size:.85rem}.question-navigation .button{padding:12px;font-size:.81rem}.frequency-fields{padding:16px}.review-module li{display:block}.contribution-heading>span{font-size:.96rem}.contribution-state{font-size:.82rem!important}.score-explanation>summary{font-size:.89rem;min-height:40px}.calculator-intro .muted{font-size:.9rem}}
.mobile-result-link{display:none}#calc-result{scroll-margin-top:100px}@media(max-width:760px){.mobile-result-link{display:block}.question-shortcuts{margin-top:10px}.question-shortcuts .review-link{margin-top:0}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}@media print{header,footer,.preview-bar,.breadcrumb,.no-print,.subnav,.button,.contact-band{display:none!important}.wrap{width:100%}.page,.section{padding:0}.panel{border:0;padding:0;break-inside:avoid}.two-col{display:block}.note{background:white}.page-title h1{font-size:25pt}body{color:black}.entry{break-inside:avoid}.calculator-results{position:static;max-height:none;overflow:visible}}
.hero .button,.offer .button{background:#fff;color:var(--ink);border-color:#c5cfdc;box-shadow:none}
@media(hover:hover){.hero .button:hover,.offer .button:hover{background:var(--blue);border-color:var(--blue);color:#fff;box-shadow:0 4px 16px #244baf18}}
.offer.featured{border:1px solid var(--line);box-shadow:none}
@media(hover:hover){.offer:hover,.offer.featured:hover{border-color:var(--blue);box-shadow:0 8px 30px #1b3d9010}}

/* Kaufablauf und Ratgeber-Verbindungen */
.purchase-journey{padding-top:62px;padding-bottom:62px}
.journey-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;list-style:none;margin:0;padding:0}
.journey-grid li{border:1px solid var(--line);border-radius:10px;background:#fff;padding:24px}
.journey-grid li>span{display:inline-flex;color:var(--blue);font-weight:700;letter-spacing:.08em;font-size:.8rem;margin-bottom:18px}
.journey-grid h3{font-size:1.2rem;line-height:1.3;margin-bottom:12px}
.journey-grid p{font-size:.9rem;margin:0}
.purchase-journey .footnote{margin-top:18px}
.guide-teasers .situation{min-height:250px}
.guide-teasers .situation h3{font-size:1.45rem}
.guide-actions{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0}
.guide-next{border-top:1px solid var(--line);margin:34px 0;padding-top:18px}
.guide-next h2{font-size:1.5rem}
.guide-next h3{font-size:1.1rem;margin-top:26px}
.guide-next ul{padding-left:22px}
.guide-next li{margin-bottom:8px}
@media(max-width:900px){.journey-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.journey-grid{grid-template-columns:1fr}.guide-actions{flex-direction:column;align-items:stretch}.guide-actions .button{justify-content:center}}
.public-notice{background:#eaf1fb;border-bottom:1px solid var(--line);padding:14px 0;color:var(--ink);font-size:.88rem}
.public-notice .wrap{display:flex;flex-wrap:wrap;gap:5px 12px;align-items:center}
.public-notice a{color:var(--blue);font-weight:650;text-decoration:underline}
.cookie-backdrop{position:fixed;inset:0;background:#091d32a8;z-index:99}
.cookie-backdrop[hidden],.cookie-notice[hidden],.cookie-notice__details[hidden]{display:none!important}
.cookie-notice{position:fixed;left:0;right:0;bottom:0;z-index:100;background:#10283f;color:#fff;box-shadow:0 -15px 55px #071c3150;max-height:calc(100dvh - 18px);overflow:auto}
.cookie-notice__inner{max-width:1200px;margin:auto;padding:28px 30px 24px}
.cookie-notice__eyebrow{color:#b8cfeb!important;font-size:.78rem!important;letter-spacing:.1em;font-weight:700;margin:0 0 8px!important}
.cookie-notice h2{color:#fff;font-size:clamp(1.7rem,3vw,2.5rem);margin:0 0 14px}
.cookie-notice p{color:#e4ecf5;font-size:1rem;line-height:1.65;margin:0 0 20px}
.cookie-notice a{display:inline-block;color:#d5e9ff;text-decoration:underline;text-underline-offset:3px;margin-top:13px}
.cookie-notice__actions{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.cookie-notice button{min-height:48px;border:1px solid #d1ddeb;background:transparent;color:#fff;border-radius:5px;padding:11px 15px;font-weight:650;cursor:pointer}
.cookie-notice button:hover{background:#244663}
.cookie-notice button[data-cookie="reject"]{background:#fff;color:#10283f}
.cookie-notice button[data-cookie="reject"]:hover{background:#e8eef5}
.cookie-notice button:focus-visible,.cookie-notice a:focus-visible,.cookie-notice input:focus-visible{outline:3px solid #f4d96c;outline-offset:3px}
.cookie-notice__details{display:grid;gap:10px;background:#1b3954;padding:15px;border-radius:6px;margin-bottom:16px}
.cookie-notice__details>div,.cookie-notice__details label{display:flex;gap:12px;align-items:flex-start}
.cookie-notice__details strong{display:block;min-width:130px}
.cookie-notice__details span,.cookie-notice__details small{color:#dbe7f3;line-height:1.5}
.cookie-notice__details input{margin:4px 0 0;width:18px;height:18px;accent-color:#fff}
.cookie-notice__details button{justify-self:start}
@media(max-width:700px){.cookie-notice__inner{padding:21px 18px}.cookie-notice p{font-size:.9rem}.cookie-notice__actions{grid-template-columns:1fr;gap:8px}.cookie-notice__details>div,.cookie-notice__details label{display:block}.cookie-notice__details strong{margin-bottom:4px}}
@media print{.cookie-notice,.cookie-backdrop{display:none!important}}
.header-whatsapp{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:8px 12px;border:1px solid #a7d9b8;border-radius:7px;color:#176b3d;background:#f7fcf8;font-size:.82rem;font-weight:650;white-space:nowrap;flex-shrink:0}
.header-whatsapp:hover,.header-whatsapp:focus-visible{background:#e8f7ec;color:#145b35;border-color:#65b681}
.header-whatsapp img{width:23px;height:23px}
@media(max-width:1350px){.header-whatsapp{width:44px;padding:8px}.header-whatsapp span{display:none}}
@media(max-width:760px){.site-header{gap:9px}.header-whatsapp{width:44px;height:44px}.mobile-contact{white-space:nowrap}}
@media(max-width:380px){.mobile-contact{display:none}}
.footer-top .footer-whatsapp{display:inline-flex;align-items:center;gap:8px;margin-top:5px;color:#176b3d;font-weight:650}
.footer-top .footer-whatsapp:hover{color:#145b35;text-decoration:underline;text-underline-offset:3px}
.footer-whatsapp img{width:20px;height:20px}
.brand-logo{display:block;width:76px;height:76px;object-fit:cover;border-radius:50%;flex:none}.footer-logo{width:112px;height:112px}@media(max-width:760px){.site-header .brand-logo{width:58px;height:58px}}@media(max-width:380px){.site-header .brand-logo{width:52px;height:52px}}